Awful! Do not work with them on student loan consolidation. I applied and they lied to me and told me that I qualified to have my student loans discharged. They said they were going to take care of it for me I just had to sign some papers and pay a fee. They told to me to refer to their website for any questions, and to wait for a letter of confirmation. The only thing I got in the mail was a bill. They did not do anything about it.