This bank has been known for fraud in the past and they continue to deceive people and take their money. They claim that they do not charge any fees, but they do. They do not charge you individually for the fees, but they charge you altogether at the end. If you pay attention to their website, you will also notice that they are not alone in funding. This is a bad thing because they used my information to apply for funding with other lenders without my consent. Now I am contacted by these people a lot. I was charged a lot of money for their services and reports that I never received.